• Employer's name, address and phone number for the last two years
• Social Security Numbers
• All bank account numbers (checking, savings, CDs and other cash assests) as well as bank addresses.  Bring your last three monthly statements.
• Account numbers for all loans and mortgages (including auto and personal loans) and addresses of each institution.
• If you currently rent, bring the name, address and phone number of the apartment manager or cancelled checks/receipts for the last 12 months.
• Life insurance policy numbers and company addresses.
• If ever divorced, bring the divorce decree and court verification of child support payments as well as 1 year cancelled checks verifying childcare expenses.
• If self-employed, bring signed copies of personal and corporate tax returns and profit and loss statements, both for the last two years.
• If there is any possibility of a problem showing on your credit report, furnish a letter of explanation including the steps taken to correct the issue.

• Original copy of the signed purchase contract and any addendum attached.
• Copy of the legal description of the property.
• Copy of the listing sheet and business cards for Realtors. Seller's name and phone number if no Realtor is involved.

• All of the above plus
• Copy of your DD-214 or Certificate of Eligibility
• Name and address of nearest living relative.

• All of the above plus
• Two complete sets of plans and specifications and site survey (3 if VA loan)

Attorney Fees
Homeowners Insurance-Proof of current policy is necessary at the closing, as well as a receipt of payment of the first years premium.
Interest on the loan-Interest covering the perios from date of closing until the end of the month.
Loan Application Fee-This fee, collected at time of loan application, pays for the credit search and appraisal.
Loan Origination Fee-This is a one time fee, charged by the mortgage broker to cover origination and processing costs.
Pest Inspections-These inspections can be very reasonable and are a good investment for peace of mind.
Points-Expressed as a percentage of the loan amount, the charges are part of the mortagage broker's fees.
Recording Fees-The Buyer pays the fees for legally recording the new deed and mortgage.
Survey Fees-Lenders sometimes require a site survey showing the location of the house and the boundaries of the property, as well as easements and rights of way.
Title Insurance-Lenders often require this insurance, the cost of which is paid by the Buyer.
Whole House Inspections-Few Buyers would consider purchasing this size investment without the advice of a qualified contractor.